In this tutorial, you will learn how to apply for a Merrick Bank credit card with a double your line of credit. Merrick Bank offers its customers the ability to double their credit limit until they fall into a certain income bracket approved by Merrick Bank.
Double Your Line (DYL) Visa Credit Card
DYL Visa Credit Card applicants must be 18 years of age or older and legal residents of the United States in order to be considered for the card.
Along with this information, the applicant will need to provide the acceptance certificate number, the last name that was included with the promotional mailing, and a valid email address.
- Apply for a Merrick Bank Double Your Line (DYL) Visa Credit Card.
- A member of the FDIC, Merrick Bank, operates DoubleYourLine.com/PreApproved.
- This credit card is suitable for folks who are rebuilding or establishing a credit rating.
DoubleYourLine.com/PreApproved – More Info
You need to take care of the below point to get your DoubleYourLine credit card approved.
- The acceptance certificate number is located on the credit card offer that was sent to you via US Mail.
- This credit card is intended for individuals who have a weak credit history or none at all.
- After seven months of on-time minimum payments, the member’s credit limit will automatically double.
- Includes mobile and online access (check a balance, make a payment, set up email alerts).
- Increase Your Line Each month, the Merrick Bank Visa Credit Card offers a complimentary FICO score (FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries).
- There are no penalty rates and there are no “up to” credit lines.
You can examine your pre-qualified credit offer at onlineoffer.merrickbank.com/code even if you don’t have a DoubleYourLine.com Acceptance Certificate Number.
This program is subject to change or termination by Merrick Bank at any moment without prior notice. The applicant must supply their first and last name, street address, date of birth, the last four digits of their Social Security number, and if they have moved in the last 30 days in order to apply online.
To inquire about the Double Your Line Pre-Approved offer, please call 1-800-204-5936 toll-free.
What credit score is needed for Merrick Bank?
To be eligible for the Merrick Bank Secured credit card, you do not need to have a minimum credit score, but you will be charged an annual fee the first year, which will be replaced with a monthly fee on your account’s first anniversary.
Is Merrick Bank a good credit card?
Merrick Bank’s Secured Visa Card is available to customers who are unable to qualify for an unsecured credit card through their financial institution.
This is a competitive interest rate for a secured credit card. Paying your bill online is simple: Paying your bill online is simple and completely free. It also offers unsecured Credit Cards to its customer if they qualify for them.
How long does it take for a credit limit to increase?
You can seek an increase or decrease in your credit limit online, and you will typically receive a decision almost immediately.
The time period between an increase in your credit limit and another increase in your credit limit is four months, and the time period between an increase in your credit limit and another drop in your credit limit is six months.
Does Merrick Bank Give Instant Approval?
Consumers with substandard or non-existent credit are the primary focus of Merrick Bank’s operations. The approval procedure is swift, and candidates can quickly check their prequalification status online without having to worry about hurting their credit rating.
The use of some Merrick cards requires that you must acquire an invitation before you can use the card.
Is Merrick Bank credit card easy to get?
If you have a good credit score, getting approved is not difficult. However, whether your credit score is average or poor, it will be reviewed before a decision is made. Merrick Bank’s Secured Visa® is a convenient way to pay for purchases online.
Each month, you’ll receive an updated version of your FICO® Score at no additional charge. Build your credit – unlike a prepaid card, the performance of a credit card is reported to all three main credit bureaus. It is accepted everywhere Visa is accepted, so you can use it anyplace. Apply online today for a quick and simple application.
Does Merrick Bank have an annual fee?
Since there is an annual fee associated with the Merrick Bank Secured Visa® Card, it is difficult to recommend it, especially since other secured cards are available to those with weak credit that does not charge an annual fee.
I hope you were able to apply for your DoubleYourLine credit card and receive approval by following the steps outlined above. Based on your previous credit score, I have listed the steps you must take when applying for a credit card.
Please let me know in the comments section whether you received approval or not, as well as the reason for your rejection. I would be delighted to assist you in obtaining a new credit card.