Chime is one of the newest companies in the fintech industry, providing digital banking services for all of its customers. And if you have joined Chime and have an account with them, you may be wondering where you can load your chime card as a new customer.
CVS, 7-Eleven, Walgreens, and Walmart are the Chime deposit partners that are the most well-known to the general public. Users can easily load money onto their chime cards because these deposit partners have over 90,000 retail locations spread out across the United States. You need only go to the cashier in order to have the card loaded with money.
Finance and technology have become increasingly integrated, resulting in new technologies and a rapidly expanding industry called “fintech.” There were credit and debit cards introduced as a result, which led to the development of mobile banking applications that eliminate the need for customers to go to the bank.
As one of the first banks to incorporate these cutting-edge fintech technologies, Chime is a good place to start when it comes to understanding how the card works and where to load it.
According to reports, the Chime card was designed to make banking for customers across the organization a little bit easier. Because of this, I’m going to go over where you can load your Chime card and how to do so in this article.
Where Can I Load My Chime Card?
There are over 90,000 retail locations where you can load money onto your Chime card across the United States. CVS, 7-Eleven, Walgreens, and Walmart are some of the most well-known retailers that accept deposits into Chime cards.
If you’ve been on the lookout for a debit card alternative and have come across the Chime card, you can rest easy knowing that the card functions well as a traditional debit card so long as you know where and how to load the card.
However, while the official website of the fintech mogul provides extensive information on how to load money onto the Chime Card, many people have trouble figuring out where to load the Chime card and the steps involved in doing so.
To add funds to your Chime card, simply approach the cashier at any of the well-known retailers and request that they make a deposit into your spending account in the amount you desire. As a Chime user, you can only deposit a maximum of $1000 every 24 hours; you cannot deposit more than $10,000 into your account in a given month.
Chime spending accounts are only FDIC-insured once funds have been deposited into them. Your money will not be safe until Chime has processed and verified your deposit, even when you add it with money from a third party.
Deposit partners for Chime are businesses that facilitate the deposit of funds into Chime accounts for their customers. Simply go to the retailer and ask the cashier to deposit some money into your Chime; they will guide you through the procedure. Cash deposits can be made at any of the following locations in Chile:
- Pilot Travel Centers
- Circle K Stores
- GPM Investments
- Royal Farms
- Cumberland Farms Corp
- Sheetz Incorp
- TA Operating LLC (TravelCenters of America)
- Kwik Trip Inc
- Krause Gentle (Kum & Go)
- Family Dollar
- Dollar General
- Duane Reade
- Rite Aid
- Holiday Station Stores
According to the previous discussion, these retailers have over 90,000 locations in the United States. To deposit your Chime card, simply walk into one of the retailers listed above and do so quickly and easily.
How To Load Your Chime Card
All deposit partners follow a similar process when it comes to loading your chime card, with the exception of fees and turnaround time.
Depending on the retailer, Chime card transaction fees and transfer times can vary widely. Load your home card using the following steps at any of the above-mentioned retailers across the country:
1. Find The Nearest Store
Locating a store that is geographically close to you should be the very first step. If you are interested in using Walmart, look for the Walmart location that is closest to you. If you are interested in using another retailer, look for the location of the retailer’s retail store that is closest to you.
If you’re not sure where the nearest location is, you can start your search on Google Maps. On the other hand, if you’re looking for something specific, like a Walmart store, you can use the store locator that’s available on the Walmart app on your mobile device.
You can get directions to the store and information about its hours of operation using any of these location tools, which will also give you the store’s address.
2. Load Your Card With the Required Amount
Once you arrive at the store, simply walk in and ask a cashier to load your Chime account. Give them your Chime card once they’ve confirmed they can load it for you. To add funds to your card, simply tell the cashier how much you’d like to spend and then hand them the cash you’d like to put on the card.
Keep in mind that you can only deposit up to $1000 in a 24-hour period and up to $10,000 per month. Continuation is only possible after the deposit has been verified.
3. Pay The Transaction Fee
Different retailers have different policies for loading Chime cards, including different transaction fees and transfer times, so not every retailer has the same transaction fee. Adding money to your card incurs a fee, which the cashier will let you know.
This fee, however, is proportional to the amount you deposit. Don’t forget to ask the cashier about the fees before you begin the deposit process because they may vary from state to state.
Alternative Way To Load Money To Chime Card
There are additional loading options available for your chime card if you do not have a physical store in your area. For instance, you can load money onto your Chime card by transferring money to your card from another major bank.
However, you won’t be able to use this option unless you already have an account with any of the national banks. Transferring money to your Chime card is quick and easy if you have an account with any of the following banks, which are listed below:
- Navy Federal
- PNC Bank
- TD Bank
- U.S. Bank
- Wells Fargo.
- Bank of America
- Capital One
- Charles Schwab
Launch the Chime mobile app on your device and sign in to your account to successfully load funds onto your Chime card using any of the banks mentioned above with which you already have an existing account.
To make a transfer, go to “Move Money” and then select “Transfers.” After you have made your selection, you will be prompted to enter your bank account username and password. When you’ve finished with this step, you’ll be able to make an easy money transfer from your bank account to your Chime card.
When you load money onto your card through a bank transfer, you are not limited to the daily maximum of $1000 or the monthly maximum of $10,000 like you are when you load money onto your card through a retail store.
Instead, you can load up to $25,000 per month and $10,000 per day. When compared to cash deposits, however, the processing time for a transfer is significantly longer.
This is due to the fact that it takes five business days for a transfer from a bank account to become accessible on your Chime card.
How to Load Your Chime Card at CVS
If you’re looking for a nearby CVS or Walmart, you can use the store finder on Walmart’s website or the map below to locate one.
The search results will identify the retail establishments that are geographically closest to you and provide details such as their addresses and business hours. The locator can also provide you with driving directions.
After entering the store, make your way to the MoneyCenter counter or the customer service desk and inquire with the cashier about loading the appropriate amount onto your Chime card.
A transaction fee of $3.74 or less is assessed for the loading of a CVS Store. If you add funds to your Chime card, those funds will appear in your account within two hours of the time the funds were added to your Chime card.
How Long Does It Take for the Money To Show In Your Chime Account?
Chime guarantees that the money will be deposited into the users’ accounts within just two hours of making the payment.
There is no difference in the amount of time it takes for the funds to reflect in your account balance regardless of whether you made the deposit at CVS, Walmart, or any other of Chime’s deposit partners.
Chime will let you know that money is available in your account once you have completed a transaction by sending a notification to the mobile number you provided during the account creation process.
You can also check the balance on your Chime account by logging in to the Chime mobile app two hours after you have loaded money onto your card.
I hope you learned where can you load your Chime Card with money. There are basically two ways to load your Chime card. The first is that if you do not have an existing bank account, you can go to any nearby retail store and ask them to load money into your Chime account.
The second option is to load the Chime Card using a bank transfer if you already have a bank account. Let me know in the comment section if you are facing any issues with the Chime card loading I would love to help you.